Claim Mmgt. Services

Please feel free to contact DeHaan Busse LLP for assistance with any of the following issues:

Policy/Plan Reviews: Many of our clients have disability insurance, yet they often do not know the terms.  At DeHaan Busse LLP, we will review your policy/plan to determine its specifics (requirements, limitations), and to insure it covers you adequately. 

Applying for Benefits: Although disabled and eligible for disability benefits, many clients find the process of applying for those benefits overwhelming.  Our attorneys can handle that for you.  On your behalf, we will submit notice of claim, obtain necessary proof of claim forms, and work with you and your doctors to gather documentary proof of your disability.  Additionally, we will pinpoint any ambiguous language in your claim form that could cause potential problems for you in the future.

Submission of Continuing Proof of Claim: Filing a disability claim often means on-going paperwork demonstrating your condition.  When you are disabled, that can be a tremendous burden.  Our attorneys will assist you in gathering, reviewing, and submitting continuing proof of your disability to the insurance carrier.

Claim Representation: Many people are uncomfortable when directly dealing with their disability insurance carriers.  At DeHaan Busse LLP, we will act as your intermediary with the carrier and save you the aggravation.  Our attorneys will handle all communications, host meetings with field representatives, and review all documentation prior to submission.

Independent Medical Exams (IME): Most clients do not look forward to Independent Medical Exams (IME’s).  (IME’s are examinations that are required by your disability insurance carrier to ascertain your condition, and often the doctor conducting the exam is an employee of the carrier.)  That is why our firm will coordinate the scheduling of your exam, and send someone from our staff, a registered nurse, to accompany you during the exam.

Review Settlement Offers and Agreements: Even when DeHaan Busse LLP is not involved in or responsible for negotiating a settlement or buyout of your policy/claim, we are available to review settlement offers and agreements.

Of course, the attorneys at DeHaan Busse LLP will, if you choose to retain us, negotiate settlement offers and agreements with your disability insurance carrier.

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  • FERS Question of the Week

    QUESTION: If I retire on FERS disability, am I eligible for the FERS Special Retirement Supplement?

    ANSWER: No, you are not. If you take a FERS disability retirement or are under the MRA (Minimum Retirement Age) plus 10 retirement provision, you cannot receive the Special Retirement Supplement.

  • RSS DB Disability Blog

    • Why Disabled Clients Should Worry About "Independent" (Insurance) Medical Exams (IME's) March 12, 2010
      If you become disabled, one of the things the insurance carrier may demand is that you submit to an Independent Medical Exam, or IME. Most people assume that this examination is impartial because the word independent is used in the title. However, that could not be further from the truth. In fact, it would be a lot more accurate to call the exam an Insura […]
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