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PDF If you are a Professional and you have or need private disability, please download our Brochure. Download Brochure

PDFIf you are a Medical Professional and you want more information on how to help disabled patients, please download our Brochure. Download Brochure

PDFIf you are a Federal employee and need information on disability retirement annuities, download this brochure. Download Brochure

PDFIf you work for New York City or New York State and need information on disability benefits, download this brochure. Download Brochure

PDFIf you are a New York State teacher, and you need disability information, download this brochure. Download Brochure

PDFIf you have an Employer-Sponsored Disability Plan (ERISA), and you need more information, download this brochure.Download Brochure

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  • FERS Question of the Week

    QUESTION: My FERS disability benefits stopped because OPM said I exceeded the 80% earnings limitation. Can I get my FERS disability benefits back?

    ANSWER: If you still are found to be disabled, your FERS disability benefits can resume effective the first of the year AFTER you no longer exceed the 80% earnings limitation.

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    • Why Disabled Clients Should Worry About "Independent" (Insurance) Medical Exams (IME's) July 29, 2010
      If you become disabled, one of the things the insurance carrier may demand is that you submit to an Independent Medical Exam, or IME. Most people assume that this examination is impartial because the word independent is used in the title. However, that could not be further from the truth. In fact, it would be a lot more accurate to call the exam an Insurance […]